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Several U.S. colleges have seen declining enrollment since the recession began. But changes to a federal loan program in 2011 have hit some historically black colleges and universities especially hard.

Melanie Daye has worked hard her whole life and is proud she’s achieved a piece of the American dream, owning her own home in Hyde Park in Boston. She says her greatest accomplishment, though, was singlehandedly raising her two boys -- and sending them both to college.

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